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By Emily Beaver
When it comes to the health care reform debate, the lingo keeps changing. One day, everyone's talking about the public option and the next day it's health care co-operatives.With so many different ideas and plans about how to change health care in Congress right now, it's hard to keep up with up with all of the health care terms in the headlines.
Here are ten more health reforms terms you need to know to follow the debate:
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By: Emily Beaver
If you've been skipping dentist visits to save some cash, you're not alone.
Recent surveys say that many Americans, even ones who have dental insurance, skipped dental care in 2009 to save money. And people who don't have dental insurance, which is usually sold separately from health insurance, are even more likely to skip dentist visits.
Young adults, in general, are less likely to have health insurance than older adults or children. Many aren't offered health or dental insurance benefits at work -- and even when they are offered dental insurance, some young people choose to skip the extra expense of dental insurance. The Affordable Health Care for America Act, the health care reform bill U.S. House of Representatives passed Saturday, requires everyone to have health insurance, but it doesn't require everyone to have dental insurance.
"People are more likely to spend money on health insurance and skip over dental insurance," says Keith Mendonsa, consumer expert at eHealthInsurance, a company that lets people search for and purchase individual health and dental insurance plans.
By: Emily Beaver
Maybe you've heard President Obama talking about reforming health care or seen TV news reports about people protesting recent town hall meetings. But if you think health care reform doesn't impact you, it's time to tune into the debate.
One goal of health care reform is making sure that everyone can get health insurance, including young people. About 30% of Americans ages 19-24 don't have insurance, and one in seven teens doesn't have insurance, says Claire Brindis, Director of the Philip R. Lee Institute for Health Policy Studies at University of California, San Francisco.
Many young people aren't covered by their parents' health plans, don't get insurance at work, can't afford to buy insurance or simply don't think they'll get sick. But if you get sick or injured when you're uninsured, you might not get the medical care you need or you may go into debt because of medical bills.
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Emily Beaver has been blogging about health care issues for us as part of our Generation Invincible project. In this new series of videos Emily takes her experience working for a health care industry publication-- where she boiled down complex government policies for health care professionals-- and flips it. The newsroom interns got together their questions about how health care works, and Emily takes their questions head on.
In this episode of Health Care Conundrums, Venus Morris asks a simple question: why is it called a health care PREMIUM?
By: Jennifer DePaul
Until an affordable public health care option is offered, many young Americans remain uninsured and unable to pay the high cost of healthcare insurance. As youth scramble to find alternative healthcare options and steer clear of the doctor’s office, there is one option many may not be aware of—free/low-cost/sliding scale walk-in clinics.
There are 8,692 such clinics nationwide and approximately 4,000 more unaccounted for, according to the non-profit NeedyMeds. The organization which started in 1997 has an online database that provides a list of state and federal government sponsored clinics.
The National Association of Free Clinics, a non-profit organization, defines free clinics as ones that are volunteer-based, safety-net health care organizations that provide a range of medical, dental, pharmacy, and/or behavioral health services to economically disadvantaged individuals who are predominately uninsured.
“These clinics offer a range of services from basic and specialty care to a full spectrum of healthcare services,” said NeedyMeds President, Richard Sagall. A clinic’s volunteer base is often an indicator of the services provided.
Sagall said the demand for free clinics is growing. Some have been established for decades while others don’t survive more than one year. He said it’s hard to monitor the status of all of the clinics, but during the difficult economic period many are closing because of a lack of funding.
Most of the clinics are independently run and dedicate themselves to providing free or lost cost healthcare services.
“Others can be found in churches or existing hospitals where they are a training site for students,” Sagall said. Predominantly these free walk-in clinics are found in lower income areas of a city, he said.
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