photo: respres/ BY

On Forum, guests discuss the state of foreclosures in California and pending legislation in Sacramento. With foreclosures on the rise in California, the number of loan "rescue" scams is increasing throughout the state. Desperate homeowners trying to stay in their homes are increasingly being ripped off by companies promising - and then failing to provide - loan modification help. YMI's Denise Tejada reports on mayors discussing foreclosure solutions. Mayors from New York City, Los Angeles, and St. Louis praise one strategy that has been helping people stay in their homes in Philadelphia.